Traditional and decentralised finance
Plain-language advice to understand, organise and secure your financial decisions, from the bank to crypto.
How we work
Understand before you decide.
The basics, simply
Two ways to move money.
Traditional finance goes through supervised intermediaries. Decentralised finance relies on a shared ledger and software. Both can serve a project; they do not protect you in the same way.
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Traditional finance
- How it works
- Banks, insurers, stock exchanges and lenders hold the money and carry out the transactions. In Belgium, they are supervised by the National Bank and the FSMA.
- Its strengths
- An established legal framework, ways to seek redress and a guarantee on bank deposits of up to €100,000 per person and per bank.
- What to watch
- Fees, delays, access to credit and the cost of exchange between the euro, the dollar and the Congolese franc, in a highly dollarised Congolese economy.
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Decentralised finance
- How it works
- Crypto-assets move on a blockchain, 24 hours a day, directly between users. Software replaces some of the intermediaries.
- Its strengths
- Fast international transfers, access possible without a bank account and a ledger anyone can check.
- What to watch
- Very volatile prices, many scams, no deposit guarantee and keys that cannot be replaced once lost: you can lose everything.
Words to know
- Blockchain
- A digital ledger shared by thousands of computers. Every transaction is recorded on it and can no longer be erased.
- Crypto-asset
- A digital value recorded on a blockchain, such as bitcoin or ether. Its price can rise or fall sharply.
- Stablecoin
- A crypto-asset that tracks the value of a currency, often the dollar or the euro. In Belgium, issuing one is governed by MiCA.
- Wallet
- The tool that holds your access: with a provider, who keeps it for you, or in self-custody, where only you hold it.
- Recovery phrase
- A list of 12 to 24 words that restores a wallet. Whoever knows it controls the funds: never share it.
- DeFi
- Financial services, such as swapping, lending or borrowing, provided by software on a blockchain, with no bank in the middle.
- Smart contract
- A program that runs by itself once its conditions are met. A flaw in its code can cause funds to be lost.
- MiCA
- The regulation on crypto-assets, fully applicable in Belgium since 30 December 2024. Providers must be authorised: check before you trust them with funds.
What this expertise covers
Traditional and decentralised finance
We help entrepreneurs and investors understand their financial options and prepare their decisions: budget, cash flow, financing files and banking relationships, but also crypto-assets, stablecoins, digital wallets and the rules that apply in Belgium. We explain in plain words, organise the information and coordinate authorised professionals when the operation is regulated. Jedax does not manage your funds, does not hold your access and does not recommend buying or selling any specific product.
- Budget and cash flow
- Financing file
- Banking relationships
- DRC–Belgium transfers
- Crypto-assets and stablecoins
- Wallet security
- MiCA rules in Belgium
- Coordination with tax advisers
With Jedax, this project is handled from A to Z: study, partners, infrastructure, set-up and follow-up, coordinated by a single point of contact.
No financing, return or valuation is guaranteed. Regulated operations are prepared with duly authorised professionals.
Let’s talk about your project.
A first conversation shows where Jedax can make a useful contribution.
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